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Don't consolidate your debt, negotiate your debt. Don't consolidate your debt, negotiate your debt. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Just having objective third party intervention can set the tone for amiable resolution. Our fee is a small percentage of the amount we save you. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. We offer you a viable alternative to bankruptcy and expensive consolidation loans. let us intervene and negotiate reduction of your business debt. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. 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